{"name":"zisland-api","version":"1.0.0","description":"智岛独立 API 服务：短信 / 微信支付 / 支付宝支付","endpoints":["GET  /v1/health","POST /v1/sms/send","POST /v1/sms/send-code","POST /v1/sms/verify","POST /v1/pay/create","GET  /v1/pay/query","POST /v1/pay/close","POST /v1/pay/verify-notify","POST /v1/pay/wechat/notify","POST /v1/pay/alipay/notify"],"auth":"HMAC-SHA256（X-Api-Key / X-Timestamp / X-Nonce / X-Signature），支付回调端点由网关签名保护"}